Save Your Home and Avoid Foreclosure
Are you behind on mortgage payments? Is your family facing home foreclosure? The sooner you act, the better your chances are of keeping your home. Filing for Chapter 13 or Chapter 7 bankruptcy can immediately stop foreclosure proceedings. As soon as bankruptcy is filed an "automatic stay" is played on lenders and debt collectors. However, you must keep up with your mortgage payments as the lender can still request the bankruptcy court to continue with home foreclosure if they can prove you are far behind on payments.
For immediate assistance with your home foreclosure issue, contact the Law Offices of Buckey & Schurter. We have been helping families in California since 1994. Talk with one of our experienced Corona stop foreclosure lawyers to discuss your bankruptcy and home foreclosure options. We have Southern California offices in Corona and Riverside.
Avoid foreclosure today and call 951-893-5394 or toll free 888-591-8958.
How Chapter 7 and Chapter 13 Bankruptcy Stops Home Foreclosure
Under the U.S. Bankruptcy Code automatic stay provision, filing for Chapter 7 or Chapter 13 bankruptcy puts an immediate halt to foreclosure proceedings. This gives debtors breathing room and time to either negotiate refinancing options or a loan modification with lenders. If you file for Chapter 13 bankruptcy, you can also restructure your debt into a three- to five- year repayment plan. If you file for Chapter 7 bankruptcy, you can discharge unsecured debt such as credit card debt, medical bills and any personal loans. Eliminating unsecured debt will free up more of your disposable income and allow you to pay for your mortgage.
Behind on Mortgage Payments? Be Proactive
If you are not yet facing home foreclosure but you have started missing mortgage payments, it is better to be proactive instead of waiting for things to get worse. Our attorneys can help you and discuss your options for now and in the future. We may be able to help modify your loan instead of having to file for bankruptcy.
Contact Riverside Bankruptcy Attorney Today
Do not wait to get the home foreclosure help you need. Contact the Law Offices of Buckey & Schurter for a free initial consultation with a knowledgeable Riverside bankruptcy attorney. You can also call 951-893-5394 or toll free 888-591-8958.
